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Clarification on Color Path Determination in Wallet Provisioning (Green,Yellow, Orange) Path recommendation

Hi,

I’ve been reviewing the Apple Wallet provisioning documentation (Getting Started with Apple Pay In-App Provisioning_ Verification_Security_Wallet Extensions )and had a few questions regarding the color path recommendation (Green, Yellow, Orange, Red) returned during the in-app provisioning flow:

  1. Who determines the color path—is it Apple directly, the Payment Network Operator (PNO), or both?

  2. What criteria are used to determine the color path (e.g., device info, Apple ID reputation, past provisioning attempts)?

  3. At what point in the provisioning flow is the color path recommendation received?

  • Is it included in the response after the PKAddPaymentPassRequest is submitted?
  • Is it accessible through any specific property or callback in the delegate method?

Additionally, for Orange Path with Reason Code 0G, I understand that in-app verification is not allowed and must be handled via tenured channels (e.g., SMS/email). Can you confirm if this logic still applies for requests initiated from within the issuer's iOS app?

Would appreciate any clarification or pointers to related documentation.

Clarification on Color Path Determination in Wallet Provisioning (Green,Yellow, Orange) Path recommendation
 
 
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